support@vanguarddev.com
+1 (844) 544-2700
support@vanguarddev.com
+1 (844) 544-2700
Large Project 100%(all-in)
JV FINANCING.
Commercial Construction 100%
Financing $35m - $350m
Large Project 100%(all-in)
JV FINANCING.
Commercial Construction 100% Financing $35m - $350m
Large Project 100%(all-in)
JV FINANCING.
Commercial Construction 100% Financing
$35m - $350m
Mega Cash Flowing Business in USA & South America
JV Financing Wins-out
Over Bank Financing in 3 Ways
2.Banks do NOT return borrower’s up-front escrowed money after just 12 months following the loan’s initial funding date, and
3. Banks also do NOT ‘graciously’ provide their borrowers with 30% Vested Equity Ownership in the Project at NO additional cost.
– JV Partnerships can do all these things and more with the lender as a 40% JV Partner standing side by side ensuring that the project is completed as planned
Think About It >>>
Imagine being a Seasoned Builder / Developer who joins a JV Partnership with your lender to complete a project costing $35m to $50m…up to $350+m for iconic destination resort projects.
Then Imagine owning 30% vested equity in a $50m project where only after 15 months your $650,000 upfront escrowed funds are 100% returned to you.
Knowing that in a few years when the projects is completed, you have 30% vested ownership of a $50m+ property and you get 30% of the project’s long term cashflow profits, as your ongoing equity stake continues to grow with the property’s increasing value.
A true WIN-WIN for both the developer and REFERRING BROKER who earns 1% of the entire project’s funding
REFERRING A $50 Million Dollar Project equals $250,000 commission with NO License needed
Here’s a list of the ‘Steps’ involved in the construction financing process,
Blinded by desire that they cannot foresee pain & trouble that are bound.
-
01
Project Planning
This phase involves articulating your project details clearly - your purchase agreement, projected expenses, and proposed timeline. Lenders want reassurances about the project’s viability, primarily examining market demand, location, projected revenue, and more...
-
02
Loan Application
In this step, you’ll need to have your financial statements, proof of income, personal and business tax returns, business plans, and other relevant documents.
-
03
Underwriting Process
The lender scrutinizes your creditworthiness. This is a comprehensive process that looks into your financial health, credit history, experience, and project feasibility.
-
04
Loan Approval or Rejection
Based on the underwriting process, you may get approved for a loan with terms and conditions or face rejection. If approved, careful consideration is required to understand loan agreements before signing.
Here’s a list of the ‘Steps’ involved in the construction financing process,
-
01
Project Planning
This phase involves articulating your project details clearly - your purchase agreement, projected expenses, and proposed timeline. Lenders want reassurances about the project’s viability, primarily examining market demand, location, projected revenue, and more...
-
02
Loan Application
In this step, you’ll need to have your financial statements, proof of income, personal and business tax returns, business plans, and other relevant documents.
-
03
Underwriting Process
The lender scrutinizes your creditworthiness. This is a comprehensive process that looks into your financial health, credit history, experience, and project feasibility.
-
04
Loan Approval or Rejection
Based on the underwriting process, you may get approved for a loan with terms and conditions or face rejection. If approved, careful consideration is required to understand loan agreements before signing.
Referring Brokers >>>
– No licensing required
– Full-back office support team
– Complete training and support
– Join our team of REFERRAL BROKERS working part time from home referring their friends, business associates and family to become passive investors in long term cash flow deals
– Our Referral system pays from $350k to $500k per year
ALL-IN Financing Construction Development >>>
What makes JV Financing different from Bank Lending
– Banks do not return the Investors upfront money
– Banks also do not provide the investor with 30% vested equity ownership in the project!
– Traditional Commercial Bank Financing differs from a 100% JV Partnership where the Lender is a 40% Equity holder.
– Banks and other Institutional Lenders are not your Partners and Friends, instead the bank regulators tends to lord over you as a Financial Landlords
– JV Financing allows developers to create MEGA cash flowing long terms projects while sharing the project’s profits with mitigated financial risk.
– ‘Bank Construction Lending’ is normally ‘Full-Recourse Financing,’ requiring ALL Borrowers to sign ‘Personal Guarantees.’ JV Financing is ‘NON-RECOURSE LENDING’ with NO Personal Guarantees Whatsoever!
– Having your lender working “side-by-side” as your JV-Partner is much different than you working with institutional lenders who simply originate the loan and “sell-off the servicing”! …leaving your loan to bounce around from servicing provider to servicing provider?? Banks and Institutional Lenders May NOT be there with you ‘over the long haul, …with JV Financing the Lender is Your #1 Partner!
– Banks normally require a ‘Down Payment’ and other money from you … “all-in” from between 10% to 20%(+) of the project’s total completed cost (depending on credit). Thus, with a $50m ground-up construction project, you’d be looking at a down payment and other out-of-pocket expenses likely to be in the range of $10m to $15m. JV Partner pays less than 1.5% upfront… $50m Loan is $650k = 1.3% Down Payment.
– Banks Don’t Return Paid Fees/Expenses Unless the Project is ‘Declined’ by the Lender. With JV Partnership the JV-Partner put $650k (as their Participation Fee) into a Top Law Firm’s Trust Account, which is 100% reimbursed 12 months after initial funding.
– JV Partner places $650k in the Law Firm’s 100% Insured Trust Account, thus initiating the funding process for a $50m financing facility. This $650k is reimbursed 12 months following the loan’s initial funding date.
Banks Do NOT Cover the FULL Costs. Instead, ONLY 80% to 90% of the Project’s Actual Costs – LTV (Project’s Loan-to-Value). The lender pays 100% of Project’s Full Cost, Paying 100% Loan-to-Cost (LTC) & Interest!
Banks Do NOT Guarantee that the Project is Finalized. Whereas JV Financing Nearly Assures the Project’s Completion with the Lender as your #1 Primary (40%) JV Partner. JV Partnership Minimizes your Financial Risk and Assures the Project is Completed.
Banks Have 6% to 8% VARIABLE Interest. Thus, rates going up “kill the deal” financially. JV Partnership has a 5% FIXED Interest Rate which will never go up or increase.
It's a True 'Win-Win' for All!
Five (5) Things 'YOU WILL NOT GET' From Institutional Lenders
NO Personal Guarantees – NO Matter What!
2.Mitigated Financial Risk w/ Assured Completion Lender Wants to Finish Project with (40%) Equity
3. 5% Fixed Interest Rate / ‘Interest ONLY’ Payments Loan’s Debt Service Payments Made By Lender.
4. Lender NEVER Financially Burdens the Project NO Prepay Penalty & ‘YES’ to Liberal Extensions
5. Investor’s Upfront $650k Escrow is Reimbursed Thus, Investor Has NO Final Out-of-Pocket Cost
Download our project
submission worksheet "PSW"
Email Jane Anthony for PSW
support@vanguarddev.com
Here's how it works >>>
New Project Submission, Approval & Funding Process... START HERE!
Expert in Marketing and Finance
Project Submission Worksheet (PSW) & 'NCND' Investor Submits PSW for Underwriting
Investor's Team Reviews LOI - Fee Agreement ZOOM Conference Call - Q & A Meeting
Underwriter's Request for Documentation Investor Provides Underwriting Documents
Verification of JV Partner's Liquid Assets Investor Provides Proof of Funds for $700k
Pre-Approval of Project 'Financing Facility' Underwriter APPROVES Financing Facility and Issues LOI - 'Conditional Loan Approval'
Full Transparency Throughout Entire Transaction Investor Meets with the Project Principals - LENDER, LAWYERS, BANKERS, etc.
JV Partner's Funds Paid Into Escrow Investor Transfers $650K Directly to Top Law Firm's "100% Insured" Escrow Trust Account
Verification of JV Partner's Liquid Assets Investor Provides Proof of Funds for $700k
JV Financing Facility 'Loan Document Signing' Investor and Lender Finalize Loan Docs
Funds Disbursement (Fund Control) Lender Directs PriceWaterhouseCoopers - London to AUDIT Fund Distributions
Project's Funding Begins 75-Days After Escrow Project Funding Begins 75-days Following Law Firm's Receipt of Investor's $650K
For any developer looking to tackle large-scale projects, securing the right commercial construction financing is indispensable. >>>
– For those new to large-scale construction, here’s a simple guide detailing the basic steps involved in the commercial lending process, borrower qualifications, SBA lending limits, and the typical down payment requirements for a $50m commercial project.
– So, when you write up your business plan, wanting to put your best foot forward (make the best impression) to the bankers, from their viewpoint, how do you look as a “borrower”?
What’s Your 3-C’s?
– CREDIT Worthiness / Score
– COLLATERAL (Available Capital)
– CHARACTER / Credibility
Choosing Your FINANCING Options
– INSTITUTIONAL or PRIVATE lending >>>
INSTITUTIONAL BANKS offer the least expensive financing cost-wise (no equity), often utilizing a starting “teaser-rate” set-up as a variable interest rate loan, allowing the loan’s interest rate (& payment) to change.
Banks are making their money from the accrued interest and fees, which is highly controlled by regulators.
Thus, these lenders are strictly scrutinized and quite limited by regulations in how creative they can be in their financing.
Institutional lenders require borrowers to have “great credit” and “available capital” for legal fees, appraisals, feasibility studies, etc.
PRIVATE (JV) LENDING (in terms of the end-cost) is more expensive (with JV equity) but requires much less upfront capital, and the lender is much less concerned about “Credit & Capital”; offering much looser, more flexible terms with the lender serving as #1 JV Partner with 40% Equity.
JV Partnership Lending requires much less down payment (which is returned in a year) and offers several many other favorable (risk mitigating) terms.
To qualify for a $50,000,000+ traditional commercial loan, a borrower generally needs:
Solid Credit Score:
Business Financials:
Real Estate Experience
Enough Equity in the Deal
To qualify for a $50,000,000+ traditional commercial loan, a borrower generally needs:
Solid Credit Score:
Business Financials:
Real Estate Experience
Enough Equity in the Deal
What are the details of this NON-RECOURSE Construction Capital
NON-RECOURSE Construction/Development Capital is available now for approved long-term cash-flowing “HUMANITARIAN” projects by commercial developers/builders in acceptable approved jurisdictions worldwide.
Projects such as constructing a Hilton, Marriott, or Six Star hotel chain, or a well-planned, well-organized, or high-end housing development for an affordable 4-star Resort such as “Caribbean Destination Resort” in St. Lucia (for e.g., St. Kitts, St. Marteen, or Georgetown). Thus, it helps these local areas grow and prosper by creating high-paying jobs, supporting and creating jobs and the ongoing generation of substantial incomes.
PROGRAM GUIDELINES:
100% FINISHED LOAN: For “Cost (LTC) Up To USD 500,000,000 Max.” Project Funding for US 80% funded / 60% Euros (European projects) / *For further details, see below.
ELIGIBLE PROJECTS:
Long-Term Cash-Flowing Commercial Projects for “Ground-Up Construction” or “Acquiring of Existing Projects,” as shown.
IMPORTANT POINT:
The INVESTOR / JV (Partner) provides the required standard documentation for a viable commercial project … (business plan, Pro Forma cash-flow calculations, construction budget draw schedule, as requested by the lender). The lender’s UNDERWRITER performs internal due diligence on this project based upon documentation submitted, as well as current project details. (*MUST HAVE Approved Commercial Development Project Access to a Pre-Approved ‘USE OF FUNDS’.)
The lender helps you to create a new ‘Special Purpose Vehicle (SPV) to obtain up to 100% of the 1st mortgage project financing. A portion of the CASH from the lender is structured for immediate repayment of the construction loan with a seamless transition to a 10-year construction or longer permanent project long-term financing.
EQUITY DISTRIBUTION: As INVESTOR, You Receive 30% of the Project’s Value & Cash Flow. The Lender Retains 40% (EQUITY) Misc. Secondary Investors Receive the Remaining 30% EQUITY. INVESTORS
NO UPFRONT “UNDERWRITING” or “PRE-APPROVAL” FEES
This $650,000 is Returned to the “Investor/ JV-Partner” One (1) Year Following the Project’s Initial Funding Date (payment #1 of sixteen loan disbursements).
THUS, IN THE LONG RUN, WITH INVESTOR / JV PARTNER’S $650,000 BEING RETURNED, INVESTOR WALKS AWAY “FREE & CLEAR” WITH A 30% EQUITY STAKE IN THEIR $50M+ CASH-FLOWING PROPERTY.
It is important to understand, the lender does not get involved with the Investor/ JV Partner except to oversee the lender attorney’s transfer of funds through the 16-month payout process.
FULL TRANSPARENCY:
Once a project has been fully established and approved by the lender’s underwriter, ALL of your funds have been placed with the licensed and bonded third-party attorney (working on behalf of the lender). There is no “release of funds” to either party without written consent.
PROJECT FUNDING TIMELINE:
Once the Investor / JV Partner’s funds have been received into the attorney’s account and the lender has approved the project, funds are released to a licensed bonded third-party attorney within Five Business Days. These funds remain in escrow until the lender is satisfied with the project’s final disbursement schedule.
END-GAME STRATEGY
KEEP Completed Project “LONG-TERM” for “Cash Flow.” A “Depreciation-Upon-Cash Flow Asset Write-Off.” The investor retains their investment 100% without having to pay upfront capital gains. They benefit from ongoing annual cash flow as an equity holder. Or they sell the equity position to other investors.
Alternatively, you can “EXIT” to a cash-out via cash-out refinancing to exit to a 10-year Commercial cash-flow management contract.
As above …ALL COSTS / FEES ARE PAID BY LENDER & INVESTOR IS TRUE…
This also includes paying the project’s “LOAN DEBT SERVICES.”
PARTICIPATION:
Investor/ JV Partner must demonstrate their organizational capacity to qualify to participate in the Joint Venture Commercial Projects. Thus, the Investor/ JV Partner must show a Proof of Funds of $650,000.00 USD.
*Note (with full transparency), the Investor/ JV Partner uses USD $650,000 deposit to their Investor Attorney’s Escrow Account to show “Proof of Funds” for “Use of Funds” allocation to the Project finance process.
What makes JV Financing different from Bank Lending
Never “Put the Cart Before the Horse” by acquiring new customers before you’re ready to give them the type of “World-Class Customer Service” they deserve…
DO NOT spendI am writing a “BANKER’S BUSINESS PLAN” that is dual-purposed, working to Raise Working Capital and make long-term business management decisions.
Ask us about CRAFTING the Best “BANKER’S BUSINESS PLAN” Specially Designed for Your Company’s Optimal Long-term Growth and Success.
Therefore, Vanguard goes beyond its Digital Media Marketing services in offering our clients FREE OF CHARGE our complete “Organization For Management” Consulting Program for organizing, standardizing, and stabilizing business operations, thus ensuring company’s long-term profitability & succession.
However, when Vanguard began in 2017 it was not in digital advertising, but instead COMMERCIAL Project Development and Construction Development Financing, with financial expertise in developing and managing capital as “Certified Commercial Financing Consultants” – providing clients 2 options…
1) BUSINESS WORKING CAPITAL (INTEREST-FREE) Lines-of-credit from $10,000 to $2,000,000+, Term Loans, Merchant Advance Funding & Factoring Account Receivables.
2) NON-RECOURSE (100% Loan-to-Cost) CONSTRUCTION DEVELOPMENT FINANCING for cash-flowing projects, such as Hilton or Marriott hotels, Multi-Family Housing Complexes, Caribbean Destination Resorts, etc., from $35m to $350m+
Developers Wanted: 'Shovel-Ready Projects' Ground-up Construction We BUY 'Shovel-Ready' Commercial Property
Accepting Project Financing Applications
from experienced Commercial Developers, Construction Companies, Investors, and Entrepreneurs for projects in the “Americas”
…in the USA, Canada, Mexico, Caribbean, Central America, and South America for iconic ground-up construction projects costing from $35m to $350m+.
One Stop Shopping… One Single Lender!
NO more ‘piece-meal financing’ with countless Mezzanine Hard-Money lenders.
One Stop Shopping… One Single Lender!
NO more ‘piece-meal financing’ with countless Mezzanine Hard-Money lenders.
ATTENTION – Contractors, Developers, Investors, Builders, Entrepreneurs
Bring Us Your Development Projects
(JV Partnership with Lender) For Ground-up Construction
LARGE PROJECTS (JV) FINANCING
Need More Business Working Capital?*
We’ve Got you Covered!
*GET INSTANT APPROVAL*
*Up to $2,000,000*
*0% Interest*
*Lines-of-Credit*
* RENOVATIONS
* NEW LOCATIONS
* DISCOUNTED INVENTORY
* PAYROLL / TAXES
* ANY REASONABLE PURPOSE
*NO RISK CREDIT – PULL*
Equifax Soft Credit Pull
Doesn’t Effect Your Credit…
JV Financing is a funding model where two or more parties join forces to finance a project. In our 100% JV Financing arrangement, Vanguard Development partners with investors who provide the full capital needed for commercial projects, allowing you to proceed without any upfront capital contribution.
Once a project is approved, Vanguard Development structures a joint venture with you, covering 100% of the project costs. We work as a team throughout the project lifecycle, with shared roles, responsibilities, and profit distribution upon completion.
SAMPLE Terms and Conditions – Loan Amount: $50,000,000 USD (TBD) Loan Type: Construction Development 100% (all-in) Loan-to-Cost (LTC) with monthly Debt Service Payments made as necessary. Loan Structure: Debt with Equity Financing, providing 20% JV Equity to Client, 40% Equity to Lender, and 40% Reserve Held For Third Party Investors and to hedge against losses. Interest Rate: Fixed Rate of Six and Three Eighths Percent (6.325%) Loan Term: Five (5) Years – 60 Months Loan Draw Period: Twenty Four (24) Months (TDD)
Getting started is easy! Contact us via our Contact Us page or call our office directly. We’ll arrange a consultation to discuss your project’s scope, financing needs, and how Vanguard can support your goals.
Our primary focus is on commercial development projects. However, if your residential project includes a commercial component (such as mixed-use development), feel free to reach out. We can discuss your project details and determine the best way forward.
Our financing is designed specifically for large commercial development projects, and we offer non-recourse terms that reduce personal risk for developers. Additionally, our team has deep knowledge of the Americas, providing guidance that’s tailored to local and regional markets.
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Location
#300, New York City, NY 10170